Since creditors use your credit score to determine your mortgage rates*, credit card rates, auto loan rates and auto insurance rates, you must have as high a credit score as high as possible.

 *On a $300,000 30-year fixed rate mortgage (As of 6/9/08)

Credit Score            APR                     Monthly Payment

760-850                   5.948%                  $1,789

700-759                   6.170%                   $1,832

660-699                   6.454%                   $1,887

620-659                   7.264%                   $2,049

580-619                   9.371%                   $2,494

500-579                   10.309%                 $2,701