Money Saving Articles

Cut Expenses - 12 Ways For Seniors to Cut Medical Care Expenses

For seniors, the rising cost of health care is a real concern. In fact, many seniors today find it difficult to get the right health insurance coverage, often simply going without medical care-and endangering their health and lives in the process.

But it doesn't have to be that way.

There are some ways to get quality health care an affordable prices.

For Doctors' Visits

1. Attend community health fairs.

This type of routine screening may save you a doctor's visit completely.

2. Take advantage of low-cost clinics.

According to experts, the quality of care received there is usually excellent.

3. Consider alternative forms of treatment for chronic problems

For things such as back pain or stress-related illness acupuncture, massage therapy and other alternative treatments are sometimes less expensive than traditional medical care.

4. Look for in-store clinics at large pharmacies and retail stores.

They don't require an appointment and often cost less than a visit to your doctor's office.

5. Talk to a doctor for free by phone.

Call your own doctor for help or advice. If that doesn't work, consider calling TelaDoc. Here you can talk to real doctors quickly and easily. Cost: $35, plus an $18 registration fee and a small monthly fee.

6. Forgo a doctor's visit and visit a nurse practitioner instead.

They typically spend more time with you, charge you less and diagnose problems just as well.

For Medications:

1. Comparison shop.

Check online for great prices, or compare one store's prices to another's. You could save a bundle!

2. Consider generic or cheaper brands.

Let your doctor know you need to economize. He or she may even be able to offer you free samples.

3. Buy store brands.

There's usually no difference between them and name brands-and store brands are much cheaper.

4. Ask your pharmacist for drug alternatives.

Even if there's no generic brand for a particular medication, you may be able to use a combination of other drugs to achieve the same desired effect.

5. Ask your doctor if it's safe to split.

Most tablets and pills can be split in half, saving you a substantial amount of money on prescriptions.

6. Apply for free or low-cost drugs through your state or the manufacturer.

The Partnership for Prescription Assistance, sponsored by Johnson & Johnson, can help you learn if you qualify.

Tired of overpaying for insurance? Click below for free:

With over 20 years of experience as a personal financial educator and counselor, Vernon Williams has developed in depth knowledge of what it takes to achieve financial success. Today, he is a sought after trainer and speaker by organizations from both the public and private sector. He is the author of 425 Ways to Stretch Your $$$$ and 3 Rules that Guarantee Financial Success. Visit him at http://www.howtocutexpenses.com

Disclaimer   ·  Privacy